Today’s consultation slots are still open

Car insurance in the Czech Republic — Povinné ručení and comprehensive cover without the hassle

We select and arrange compulsory liability insurance or comprehensive cover — we compare offers from several insurers and pick what suits you. The consultation is free.

Step 1

Consultation — which cover you need

Step 2

We compare insurers’ offers

Step 3

We arrange the contract

Done

You are ready to drive ✓

Serving clients since 2014 4.9 on Google Maps IČO: 23949210
Request an insurance quote

We reply within the business day

PNG, JPEG, PDF, DOC, DOCX, HEIC — up to 5 files, up to 10 MB each
First consultation is free · No upfront payment

By submitting the request you agree to our Privacy Policy

or message us:
Free
consultation and selection
2 types
Povinné ručení and comprehensive cover
10+
years of experience in Prague
4.9★
Google rating

The insurance we arrange

We compare insurers’ offers and select the best cover for your situation

From consultation to a signed contract

We select and arrange insurance for your car and budget

1

Consultation

We learn which car you have and how you use it — and decide which insurance you need and what the cover should include

2

We compare offers

We look at several insurers’ terms — price and cover — and propose options

3

We arrange the contract

We prepare the documents and sign the contract

usually 1–2 days
4

You are insured

You receive the confirmation and can hit the road

Who selects your insurance

Consult24 works with insurers as a tied agent registered with the ČNB — we operate within the regulation, not as an unlicensed intermediary

The Consult24 team in Prague

We select the insurance and explain the terms in plain language — no small print, nothing left unsaid

Prague trusts us

Our office rating on Google Maps — based on real client reviews

4.9
★★★★★

Consult 24 Global s.r.o. · Jindřišská 831/2, Prague 1

Read reviews on Google Maps →
65+reviews on Google Maps
10+ yearsworking in Prague since 2014
4 languagesRussian, Ukrainian, Czech, English
Freeselection and consultation

Frequently asked questions about car insurance in the Czech Republic

Can’t find an answer? Call us — we’ll advise on your situation

Povinné ručení is compulsory insurance that covers damage YOU cause to third parties (another driver, a pedestrian, their property). Comprehensive cover (Havarijní pojištění) is optional but fuller: it protects YOUR car regardless of who is at fault, as well as theft, vandalism and natural disasters.
Yes, every car registered in Czechia and driven on the road must have valid liability insurance. Driving without it carries a significant fine.
The price depends on the driver’s age and experience, the car’s model and year, claims history and the chosen cover. We give an exact price after the consultation, once we have compared several insurers’ offers for your situation.
Usually the car’s registration documents, a driving licence and a passport. We confirm the exact list at the consultation depending on the type of insurance.
Yes, you can switch insurers — you need to notify the current insurer properly and observe the deadlines. We explain how to do it without penalties or gaps in cover.

Need car insurance?

A free consultation — we compare offers and pick the right option, no obligation

Get a quote +420 799 565 977

Our office on the map

Jindřišská 831/2, Prague 1 — 2 minutes from Wenceslas Square, Můstek metro station

Entrance to Consult24 office — Jindřišská 831/2, Prague 1
Jindřišská 831/2, Prague 13rd floor, office 353

Consult 24 client reviews

4.9 out of 5 on Google Maps — 65+ client reviews

Car insurance in the Czech Republic — what you need to know

Compulsory liability insurance (Povinné ručení)

This is the basic insurance every driver in Czechia needs. It covers costs arising from damage caused to other drivers, pedestrians or their property in an accident where the insured driver is at fault: repairing damaged property, injured parties’ medical costs, legal protection. Every driver must hold valid insurance — driving without it carries a significant fine.

Comprehensive cover (Havarijní pojištění)

Unlike Povinné ručení, comprehensive cover is not compulsory, but it covers damage to your own car regardless of who is at fault. This includes accidents, theft, vandalism and natural disasters — a fuller level of protection than the basic insurance.

What the price depends on

The price is affected by the driver’s age and experience, the car’s model and year, claims history and the chosen cover. We compare offers from several insurers to find the best balance of price and protection for your situation.

How to arrange car insurance in the Czech Republic

Call +420 799 565 977 or leave a request on the site — tell us what car you have and how you use it, and we will select suitable insurance for you free of charge within a business day.

Consult 24 Global s.r.o. — a private company providing consulting services. We offer insurance products as a tied agent (vázaný zástupce) registered with the ČNB (Czech National Bank) under IČO: 09542931, and at the same time registered under an independent intermediary, INSIA a.s., IČO: 48034479. We are not an insurance company — the insurance contract is concluded directly with the insurer, whose terms and rates are final.

Call Request